Legal

Cookie Policy

Last updated: 25 February 2026

1. What Are Cookies

Cookies are small text files stored on your device by your browser when you visit a website. They serve various purposes including remembering your preferences, maintaining your session, and helping us understand how visitors use our service.

2. Cookies We Use

2.1 Essential Cookies

These cookies are strictly necessary for the website to function. They cannot be disabled.

CookiePurposeDuration
authjs.session-tokenAuthentication session for signed-in usersSession
authjs.csrf-tokenCross-site request forgery protectionSession
authjs.callback-urlStores redirect URL during sign-in flowSession
anon_idAnonymous session ID for daily page limit enforcement1 year

2.2 Analytics Cookies (Optional)

These cookies help us understand how visitors interact with PivotBank so we can improve the service. They are only set if you click “Accept All” on the cookie banner. If you click “Essential Only”, no analytics cookies are set.

CookiePurposeDuration
_gaGoogle Analytics — distinguishes unique visitors2 years
_ga_5F1Z56Q4BHGoogle Analytics — maintains session state2 years

Google Analytics is configured with IP anonymisation enabled. No bank statement data or financial information is ever sent to Google Analytics.

2.3 Local Storage

In addition to cookies, we use browser local storage for the following purposes:

KeyPurpose
pivotbank_cookie_consentStores your cookie preference (accepted/rejected)
pivotbank_langYour selected language preference

3. Managing Cookies

You can change your cookie preferences at any time:

  • Cookie banner: Clear your browser's local storage for this site and the cookie consent banner will reappear on your next visit.
  • Browser settings: Most browsers allow you to block or delete cookies through their settings. Visit your browser's help pages for instructions.
  • Google Analytics opt-out: Install the Google Analytics Opt-out Browser Add-on.

4. Bank Statement Data

Your bank statement PDFs are never stored in cookies, local storage, or transmitted to our servers. All PDF parsing happens entirely within your browser. Session storage may temporarily hold parsed transaction data during the current tab session for navigation between pages — this data is automatically cleared when the tab is closed.

5. Changes to This Policy

We may update this Cookie Policy from time to time. When we do, we will update the “Last updated” date at the top of this page.

6. Contact

If you have questions about our use of cookies, contact us at hello@pivotbank.app or via our contact page.